It is DXM’s objective to level the playing field and make the benefits of large bank securitization and derivative technology available to small- and mid-sized banks and credit unions. Our technology can be applied to performing, stressed and distressed credit portfolios containing:
- Residential Mortgages
- Commercial Real Estate (CRE) Mortgages
- Commercial and Industrial (CNI) Corporate Loans
- Consumer Loans
- Asset Backed Loans (ABL) and Securities (ABS)
- Project Finance and Infrastructure Loans
- Equipment financing
- Receivables
Boutique Investment Banks
Provide a complementary tool to increase profitability of existing securitization transactions by expanding the investor base.
Enable the opportunity to act as a riskless principal intermediary (i.e. “best efforts”) in securitization transactions.
Securitization strategies to increase income and risk-adjusted ROE that qualify for cashflow hedge accounting.
Create basis risk free prepayment hedges without the need to forecast prepayments.
Balance sheet optimization under BASEL 3.
Achieves favorable Replicated Synthetic Asset Transaction (RSAT) treatment to increase interest income, while lowering risk.
Strategies to monetize Federal Home Loan Bank (FHLB) membership through leveraged investments in uncapped floating rate securities, not available in today’s market.
First Loss / Subordinated Investors
Tailor exposure, returns (current vs accrual), and loss position based upon desired Investor risk / return profiles. Investors include hedge funds, credit funds, private capital, owner/operators, insurance companies, etc.
Create custom structures with any level of:
1)Credit risk
2)Interest rate risk
3)Prepayment risk
4)Leverage
Other Mortgage Bond Investors
Create mortgage backed instruments with any maturity from 30 days to 30 years and customized levels of:
Credit risk
Interest rate risk
Prepayment risk
